get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


๏ปฟOur goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Becky Westphal

Mortgage Loan Originator | NMLS# 2708176

Becky is a trusted Luminate Bank Loan Officer with 10+ years of experience in the title industry and 10+ years in mortgage processing. She’s passionate about making the mortgage process simple, clear, and stress-free for every client.

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Becky takes the time to explain options, answer questions, and guide clients from application to closing with confidence. Whether you’re a first-time homebuyer or a seasoned homeowner, you can count on Becky for knowledgeable, personalized home financing support.